Interactive Calculator · 2026
Home Loan Eligibility
Your income, existing EMIs, and age vs how much 12 Indian banks will lend you. Side-by-side rate, tenure, FOIR, and processing-fee comparison.
Your Details
Disclaimer: This is an indicative eligibility estimate for reference only. Actual loan eligibility depends on credit score (CIBIL), employment type, employer category, co-applicant income, property location, and bank-specific policies. Rates shown are approximate and subject to change without notice. Always verify directly with the bank before applying. Studio Matrx is not a financial institution and does not offer loans. Governed by the laws of India — Courts of Karnataka.
Indian home-loan landscape
PSU · SBI / BoB
Private · HDFC / ICICI
NBFC · LIC HF
Digital · fintech
Lock in eligibility, then plan interiors
Pair your top-bank eligibility with our EMI-vs-Interior planner to right-size the post-possession spend.
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