Utility
Property Tax Calculator — India
Annual municipal property tax across 10 major Indian cities. Estimates a low-mid-high range based on each city’s published rate band, self-occupied vs tenanted status, and age rebates. For exact ward-level precision, use each city’s official portal (linked below).
Property
Method: UAV · Bruhat Bengaluru Mahanagara Palike
₹1.00 Cr
Usage & age
Age rebates in BBMP: 3% (10–25 yrs) · 15% (25+ yrs).
Estimated annual property tax
Low estimate
₹5,000
0.05% band
Likely mid
₹12,500
Midpoint
High estimate
₹20,000
0.2% band
Assessment method — UAV. UAV basis with 6 zones (A premium → F lowest). Self-occupied residential gets ~50% rebate vs tenanted. Plus 24% library cess on base tax. Pay online at BBMP Tax portal; ₹5,000 rebate for full-year payment before 30 April.
For the exact amount on your ward, check: bbmptax.karnataka.gov.in. Enter your PID / Assessment Number / Zone & Ward to see your exact bill.
How this works
- Three assessment methods across Indian cities. UAV (Unit Area Value) — tax is a function of built-up area × per-sqft UAV (Bengaluru, Delhi, Kolkata, Pune). CVS (Capital Value System) — % of government-notified market value (Mumbai, Thane, Ahmedabad, Pimpri-Chinchwad). ARV (Annual Rental Value) — % of notional annual rent (Hyderabad, Chennai).
- Why the range. Each city has a rate band that depends on zone, street, plinth area, and structure type. The calculator uses a conservative low-high band and takes the midpoint as the likely figure.
- Occupancy. Let-out / tenanted properties are taxed 30-100% higher in most cities. Multiplier varies per city.
- Age rebates. Buildings 10+ years old get a depreciation rebate; 25+ older gets a larger one. Amount varies per city — your sanctioned building plan date counts, not the sale deed date.
- Not included in this estimate: garbage / conservancy cess, water and sewerage charges, library cess, education cess — usually add 10-25% to the base tax number depending on city.
- Mumbai and Thane carpet-area exemption. Since 2022, flats ≤ 500 sqft (carpet) are fully exempt from property tax under the Maharashtra notification.
Deep-dive: Property Tax in India — 2026 City-by-City Guide
Related tools: Stamp Duty Calculator · TDS on Property · Capital Gains Calculator · Home Loan Affordability
Indicative estimate only. Municipal bodies revise rates almost every year in the annual budget. For commercial property, industrial property, or properties under dispute, these estimates may be materially off — consult the municipal office directly.
Related Tools — You may also find these useful
Annual Interior Maintenance Checklist
Seasonal maintenance checklist for woodwork, paint, plumbing, electrical, and appliances.
MaintenanceConstruction Timeline Simulator
Simulate construction timelines by trade, with lag days, float, and critical path highlighting.
Timeline SimulatorHandover Punch List
Room-by-room defect tracker for final handover with severity, owner, and close-out date.
Punch List